Jul 05, 2011 at 1:35 AM
There are several different senior living options available depending on the physical and mental condition of the senior in question. Those that are physically fit and mentally active may do well in retirement communities, while those that need help with daily tasks might do better in assisted living facilities. Retirement communities nationwide typically offer very limited services, but in Alabama many retirement communities are part of a larger facility that offers all levels of care. The different levels offered range are:
The costs of senior living can vary depending on the type of facility the senior lives in. For those that choose to remain at home, the typical cost is usually around $20 a day. This covers the cost of an intermittent home health aide. Those that live in retirement communities pay approximately $40 per day depending on the location. Seniors in assisted living facilities typically pay a base rate of $2,409 per month before additional services are added. Additional services can cost anywhere from $2,000 to $12,000 per month depending on the needed level of care.
Medicare will not pay for any long term care outside of the home. Even in-home care options are limited to those who are considered homebound. The Alabama Medicaid system will pay for skilled nursing care provided the senior meets the income requirements. At this time, assisted living facilities are not covered under either program.
The number of options for senior living makes finding some accommodation easy. The difficulty is in finding an option that fits your financial status and physical condition. Honestly assess your safety at home, and determine the level of care you need. It is then relatively easy to locate local senior living options. Get online and start searching today.