Jul 09, 2011 at 12:53 AM
As long as a senior is in good physical condition, they have a multitude of options for senior living. Many seniors would rather remain at home, and the expansion of the concept of retirement villages may offer them that option. The reason that assisted living facilities have become so popular is that they offer a blend of independence and assistance depending on the needs of the senior. Retirement villages offer many of the same services on an at-home basis. If you are participating in retirement villages, you can gain access to services like:
Retirement villages are set up to offer the same services as those provided at assisted living facilities without the rental cost for the space.
Assisted living facilities cost upwards of $2,000 per month. At-home costs are available for as little as $19 per hour, with many services provided on a volunteer basis through the retirement village concept. Medicaid in Delaware does offer a waiver to help cover the costs of assisted living for those who qualify, but the income requirements are very strict. Many seniors are concerned with leaving something behind for their children. If they are forced to spend all of their money on their own care, then there will be nothing left for their surviving children. Staying at home with contracted as needed services is one way to help defray the costs of senior living.
If you are interested in staying at home as you age, look into local retirement villages. They are not available in every area, but they are gaining popularity. If there is one in your area find out the enrollment cost and begin planning for additional services as soon as possible. The longer you wait, the more limited your options will be. Take proactive steps to increase your chances of staying at home.