Jan 14, 2012 at 5:00 AM
As you get older, it becomes more important to plan for senior living options than ever. If you remain in good health, retirement communities are a nice option, but you can not count on being able to live by yourself. Assisted living facilities are a senior living option that offers a compromise between independence and help. As you get older you may need assistance with:
Assisted living facilities offer all of these services. Retirement communities are more geared toward providing easy access to entertainment. Many communities offer seniors access to tennis courts, golf courses, spas and more. Shopping is usually convenient, and there are social activities planned on at least a weekly basis.
If you do not need the extra help offered by assisted living facilities, retirement communities are a reasonably priced senior living option. The cost is usually dictated by the location and provided entertainments. Maintenance on a golf course quickly becomes expensive, so the entertainment offerings of the community you choose will have a direct impact on the price. Assisted living facilities start at $1,195, just for the space rental and utility costs. Additional services are usually added on top, which can quickly raise the price out of the range of many seniors. Medicaid may pay for some or all of the costs of assisted living, depending on your situation. Missouri does participate in the waiver program, allowing them to offer extended benefits to those in need that cover alternative living arrangements like assisted living.
All you need to do to find different senior living options is to run a quick Internet search. There are hundreds of options available. Do some preliminary research and create a list of places you would like to visit in person. Arrange for a tour and take the opportunity to meet the current residents. Find the senior living option that you would enjoy the most.