Aug 31, 2011 at 3:44 AM
What senior living arrangements would you rather enjoy, at home services or senior apartments? As you age, it is likely that you will require some additional help around the house. There are two basic solutions to that problem. The first is for you to contract the services of a home health aide to provide assistance with certain tasks. The second is to move to a location that provides a variety of different services to its residents. Assisted living facilities offer help with:
Senior apartments do not always offer much in the way of services, but they are better designed to accommodate seniors. You may still need help in senior apartments, but many tasks are made easier, delaying the time before you will need additional help.
New York City has incredibly high rental costs, but there are many other areas where you can find reasonable senior living options. Assisted living facilities in the state start as low as $1,190. You may not be able to find anything in the center of the city for that price, but surrounding areas are a good option, offering easy access to the entertainment of the city with enough distance to reduce some of the risk factors. At home care starts at $14 per hour, making it a reasonable expense for intermittent assistance. Medicaid may help pay for some of the medical costs associated with assisted living, though room and board will need be covered directly.
The increased cost of senior living makes it crucial that you find a location before you start making financial plans. Visit several different options, tour the facilities and ask questions from current residents. You will quick. Determine the right option for you.